Fourteen Benton County industries with their own funding pages, and short notes on others, each tied to its Census count and the structure that suits its cash cycle.
Payroll before clients pay, and firm or book purchases.
Accounting firm financing in Bentonville, AR: buying a CPA firm, consulting and engineering firm loans, credit lines, and Benton County, AR firm counts.
Business loans for realtors in Bentonville, AR: agent loans, commission advances, office financing and requirements, with county office counts.
Insurance agency lending in Bentonville, AR: agency acquisition loans, buying a book of business, a purchase checklist and Benton County, AR agency counts.
Law firm business loans in Bentonville, AR: partner loans, financing options, repayment, working capital and Benton County, AR law office counts.
Accounting, consulting, engineering and IT firms have their own page, as do real estate offices, insurance agencies and law firms. Professional services had 915 employers in the county in 2023, the most of any sector (CBP 2023).
By our arithmetic, accounting, tax and bookkeeping firms averaged about $62,600 in annual payroll per employee in 2023 ($30.9 million over 493 people).
Equipment and the wait for insurance claims.
Optometry business loans in Bentonville, AR: buying a practice, chiropractic equipment, PT working capital and Benton County, AR practitioner counts.
Medical practice funding in Bentonville, AR: buying a practice, veterinary clinic loans, PT clinic loans, working capital and Benton County, AR counts.
Business loans for dental practices in Bentonville, AR: acquisition and purchase loans, build-out costs, equipment and Benton County, AR dentist counts.
An independent pharmacy carries costly drug inventory and waits on payments from insurers and pharmacy benefit managers. Inventory fits inventory financing or a line; a build-out or buying another pharmacy fits a term loan. A partner reads sales, payer mix, inventory turns and the pharmacy's license and contracts. No Benton County pharmacy count is published at the code level in the figures used here.
See medical practices, dental practices and chiropractic, therapy and optometry. Health care and social assistance had 795 employers in the county in 2023 (CBP 2023).
By our arithmetic, physician offices averaged about $106,000 in annual payroll per employee in 2023 ($229.2 million over 2,162 people). As a separate program, Nonemployer Statistics 2024 recorded 31 dental offices with no payroll, averaging about $106,700 each in receipts (our arithmetic).
Crews and materials paid before a draw clears.
Construction business loans in Bentonville, AR: contractor credit lines, roofing working capital, federal contracts and county contractor counts.
Plumbing contractor business loans in Bentonville, AR: HVAC financing, working capital, service vans and parts stock, with county contractor counts.
Benton County had 95 electrical contractors with payroll in 2023, with 1,773 employees (CBP 2023). They fund bucket trucks, trenchers and tools through equipment financing and carry crews on commercial jobs with a line. See construction for draws and retainage.
By our arithmetic, electrical contractors averaged about $59,400 in annual payroll per employee in 2023 ($105.3 million over 1,773 people). As a separate program, Nonemployer Statistics 2024 recorded 210 electrical contractors with no payroll, averaging about $77,000 each in receipts (our arithmetic).
Benton County had 95 landscaping service employers with payroll in 2023, with 560 employees, and 700 landscaping businesses without paid employees in 2024 (CBP 2023; NES 2024, separate programs). Mowers, trailers and compact equipment fit equipment financing; payroll for a large commercial contract fits working capital.
By our arithmetic, landscaping services firms averaged about $42,700 in annual payroll per employee in 2023 ($23.9 million over 560 people).
See construction, plumbing and HVAC, retail, restaurants, auto repair, cleaning and janitorial and salons and barbershops. The Bentonville, AR data page lists every sector's county count.
By our arithmetic, plumbing, heating and air-conditioning contractors averaged about $54,200 in annual payroll per employee in 2023 ($43.8 million over 807 people). As a separate program, Nonemployer Statistics 2024 recorded 340 auto repair and maintenance shops with no payroll, averaging about $67,000 each in receipts (our arithmetic).
Stock bought before it sells.
Small business loans for retail stores in Bentonville, AR: working capital, boutique stock, fixtures and credit lines, with Benton County, AR store counts.
Kitchen equipment, food bought weekly and card sales.
Small business loans for restaurants in Bentonville, AR: used kitchen equipment, build-outs, buying an existing restaurant and Benton County, AR counts.
Benton County had 67 snack and nonalcoholic beverage bars, the Census code that covers coffee shops, with 1,006 employees in 2023 (CBP 2023). A coffee shop funds espresso machines and grinders, a build-out with plumbing and counters, and opening stock. Equipment fits equipment financing; the build-out a term loan. See the restaurant page for kitchen equipment notes.
By our arithmetic, snack and coffee bars averaged about $19,800 in annual payroll per employee in 2023 ($19.9 million over 1,006 people).
Lifts, tools and parts.
Auto repair shop loans in Bentonville, AR: car lift financing, mechanic shop loans, car wash funding and Benton County, AR repair shop counts.
Weekly payroll and monthly invoices.
Janitorial business financing in Bentonville, AR: buying a cleaning business, working capital for new contracts, equipment and Benton County, AR counts.
Chairs, stations and build-outs.
Hair salon business loans in Bentonville, AR: buying a salon or barbershop, salon suites, furniture financing and Benton County, AR salon counts.
Benton County had 41 fitness and recreational sports centers with payroll in 2023, with 452 employees (CBP 2023). A gym is equipment-heavy: cardio machines, racks and flooring fit equipment financing, and a build-out with locker rooms fits a term loan. Membership dues give a partner recurring income to read; bring the member count and monthly dues by month.
Gym equipment can be leased or bought. Cardio machines with screens and software change with technology and may suit a lease with a return option; racks, benches and plates last for years and suit a loan. A partner reads the lease on the building, membership trends and the equipment quote. A studio gym with class packages reads like a small retailer: sales by month and card deposits.
Classrooms, machines and payroll.
Benton County had 64 child day care employers with 1,329 employees in 2023, and only 17.2% had fewer than five employees (CBP 2023), so payroll is the main cost. A daycare borrows for classroom build-outs, playground equipment, vans and payroll while state subsidy or parent payments arrive. A term loan fits a build-out; working capital the payroll gap. Licensing comes first and is handled by the state.
A daycare center buying or building its own property borrows more than one renting a space. A partner reads enrollment, staff ratios, the license, tuition rates and any subsidy contracts. Vans for pickup fit equipment financing; a new classroom wing fits a term loan. Ask the state licensing office about building requirements before signing a lease or a construction contract.
Benton County had 196 manufacturing employers with 12,054 employees in 2023, including 26 food manufacturers and 23 fabricated metal shops (CBP 2023). Machines fit equipment financing; raw materials fit inventory financing or a line; a plant expansion fits a term loan.
By our arithmetic, food manufacturers averaged about $52,100 in annual payroll per employee in 2023 ($302.8 million over 5,816 people).
Benton County had 65 hotel and motel employers with 1,277 employees in 2023 (CBP 2023). A property renovation fits a term loan; furniture, fixtures and equipment fit equipment financing. Partners read occupancy, rate and franchise terms where they apply.
By our arithmetic, hotels and motels averaged about $30,700 in annual payroll per employee in 2023 ($39.2 million over 1,277 people). As a separate program, Nonemployer Statistics 2024 recorded 137 hotels and motels with no payroll, averaging about $39,500 each in receipts (our arithmetic).
Rockglen Capital, a small-business funding service in Bentonville, AR, sorts Benton County industries by when cash goes out and comes back. Fourteen have their own pages, from accounting firms and real estate offices to dental practices, contractors and salons; short notes cover daycare centers, gyms, coffee shops, pharmacies, electricians, landscapers, manufacturers and hotels, each with its county count.
Funding partners consider businesses across most industries, and the practices, agencies, trades and shops of Benton County are among them. What changes from one industry to the next is the cash cycle: when money goes out, when it comes back, and what the business owns that can secure funding. Fourteen industries have their own pages, shown as cards in each group; the notes below cover others and point to the structure that can fit.
Unless a line says otherwise, each count is Benton County employer establishments in County Business Patterns 2023. They show scale, not who gets funded. Corporate and regional managing offices, 662 of them in the county (CBP 2023), are part of larger companies and are not covered here.
By Rockglen Capital ยท Updated
Call (479) 227-3671 or send the form and describe what the money must pay for.
Bentonville, Centerton, Bella Vista, with 3 other places
